Privacy Policy

About Us

PaycheckAndMortgageCalculator.com ("we," "us," or "our") is a free online calculator service that provides mortgage, paycheck, tip, and percentage calculators. This Privacy Policy explains how we collect, use, and protect information when you visit our website at https://paycheckandmortgagecalculator.com.

By using our website, you agree to the collection and use of information in accordance with this policy.

Calculator Data

All calculations performed on PaycheckAndMortgageCalculator.com — including mortgage payments, paycheck calculations, tip amounts, and percentage calculations — are processed entirely within your web browser using JavaScript.

We do not collect, transmit, store, or have access to any financial data you enter into our calculators. This includes:

• Salary or income amounts
• Home prices or loan amounts
• Down payment amounts
• Interest rates
• Tax deductions or withholdings
• Bill amounts or tip percentages

Your financial information never leaves your device and is not stored anywhere on our servers.

Information We Collect Automatically

When you visit our website, we automatically collect certain non-personal information through Google Analytics, including:

• Pages visited and time spent on each page
• Your general geographic location (country and city level only)
• Browser type and operating system
• Device type (desktop, mobile, tablet)
• How you found our website (search engine, direct link, referral)
• Which calculators you use most frequently

This information is collected in aggregate and cannot be used to identify you personally. We use it solely to improve our website and understand how visitors use our calculators.

Cookies

Our website uses cookies — small text files stored on your device — for the following purposes:

• Google Analytics cookies: Help us understand how visitors use our site. These are anonymous and cannot identify you personally.
• Google AdSense cookies: Used to display relevant advertisements. Google may use cookies to serve ads based on your prior visits to our website or other websites.

You can control or disable cookies through your browser settings. Note that disabling cookies may affect the functionality of some features on our site.

To opt out of Google Analytics tracking, visit: tools.google.com/dlpage/gaoptout

To opt out of Google personalized ads, visit: google.com/settings/ads

Advertising — Google AdSense

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our site and other sites on the internet.

Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the internet. You may opt out of personalized advertising by visiting Google Ad Settings.

We do not control the content of ads displayed by Google AdSense, and Google's privacy policy governs how Google collects and uses your data for advertising purposes. You can review Google's Privacy Policy at policies.google.com/privacy.

Third-Party Links

Our website may contain links to third-party websites including mortgage lenders, payroll services, and financial tools. These links are provided for your convenience and information.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the privacy policy of every website you visit.

Data Security

Since we do not collect your personal or financial data, there is minimal security risk associated with using our calculators. Our website is served over HTTPS (SSL encryption) to protect any data transmitted between your browser and our servers.

We implement reasonable technical measures to protect our website from unauthorized access, but no method of transmission over the internet is 100% secure.

Your Rights — California Residents (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal information we collect about you
• The right to request deletion of your personal information
• The right to opt out of the sale of your personal information
• The right to non-discrimination for exercising your privacy rights

We do not sell your personal information to third parties. Since we collect minimal personal information (only anonymous analytics data), most CCPA rights are automatically satisfied by our data practices.

To exercise your rights or for any privacy-related questions, contact us at the information below.

Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us and we will delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on this page with an updated "Last updated" date.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: